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high risk merchant accounts processing

Revolutionize Your Business with Zero Fee Credit Card Processing Solutions

Discover the future of payment processing with Sprovia’s groundbreaking Zero Fee Credit Card Processing. Our innovative technology allows you to eliminate credit card processing fees and boost your profits. By incorporating a small service fee into each transaction, you keep 100% of your revenue while providing customers with a seamless payment experience. Say goodbye to monthly fees, enjoy next-day funding, and experience the ultimate freedom in payment processing. Join thousands of satisfied merchants who have embraced the power of Zero Fee solutions.

  • Cost Savings: Eliminate processing fees, allowing you to retain more of your earnings and fuel business growth.

  • Streamlined Operations: Simplify payment processing with our seamless integration and automated solutions, reducing manual work and increasing efficiency.

  • Increased Profitability: Maximize your profits by offsetting processing fees, maintaining consistent profit margins for every transaction.

  • Compliance and Flexibility: Adhere to card network guidelines while enjoying the flexibility of our zero fee processing solutions, compliant in all 50 states.

How Much Money Can You Save?

Savings Calculator

Savings Calculator


How does Zero Fee Credit Card Processing Work?

Our zero fee processing solution ensures you’ll never incur credit card processing fees*

With our solution, keep 100% of sale proceeds, and watch processing fees hit zero each month

Same day or next day funding so you can get your funds faster and put them to work for your business sooner

What Is Zero-Fee Processing?

Zero-fee processing, often referred to as cash discounting, represents a transformative approach to handling credit card transactions, particularly for small and medium-sized enterprises. It involves passing on the cost of processing directly to customers, enabling businesses to retain the entire value of each sale. By integrating a small service fee into transactions, merchants can offset processing expenses, ensuring they receive the full purchase amount without deductions.

At its core, cash discounting encourages cash payments by offering a discount to customers who choose this option, while those who prefer card payments cover the processing costs. This model not only empowers businesses to streamline their operations and bolster profitability but also promotes transparency in pricing. With zero-fee processing, merchants can maintain competitive pricing structures while providing customers with the flexibility to choose their preferred payment method. This innovative approach has gained widespread acceptance across various industries, offering businesses a sustainable solution to navigate the complexities of credit card processing while maximizing their revenue potential.

Can you process credit cards without a fee?

Absolutely! Sprovia offers a groundbreaking solution for credit card processing that allows businesses to accept card payments without any associated fees. Through our innovative cash discounting program, merchants can shift the burden of processing fees onto customers, enabling them to retain 100% of their sales revenue. This approach not only eliminates the substantial costs typically incurred with traditional merchant services but also empowers businesses to enhance their profitability and reinvest in growth initiatives. With Sprovia, you’ll experience seamless payment processing, transparent pricing, and unparalleled savings, making us the preferred choice for businesses seeking to maximize their financial resources and streamline operations.

So, how does it work? It’s simple yet ingenious. Instead of shouldering the burden of processing fees yourself, our innovative cash discounting program shifts that responsibility onto your customers. By adding a small service fee to each transaction, you can ensure that you receive the full purchase amount while still providing your customers with a seamless payment experience.

But that’s not all – our program also incentivizes cash payments by offering customers a discount when they choose to pay with cash. This not only encourages cash transactions but also helps you save even more on processing fees.


Zero Fee Credit Card Processing Explained?

Wondering about the cheapest credit card processing for small businesses? Look no further than zero fee credit card processing, the ultimate solution for minimizing costs while maximizing payment options. At Sprovia, we revolutionize payment processing by offering zero fee solutions that eliminate the burden of traditional processing fees.

What sets zero fee credit card processing apart is its innovative approach to payment acceptance. With our solution, merchants have the option to pass on a small fee to customers who choose to pay with a credit card, while offering a discount to those paying with cash. This method not only incentivizes cash transactions but also ensures that merchants retain 100% of the sale proceeds. Plus, with no monthly fees, no batch fees, no swipe fees, and no rate increases, businesses can enjoy seamless transactions without worrying about hidden costs.

So, why choose Sprovia for your credit card processing needs? Our commitment to providing the most cost-effective solutions, coupled with our unmatched customer service and next-day funding, makes us the ideal partner for businesses of all sizes. Experience the freedom of zero fee credit card processing with Sprovia and take control of your payment processing costs today!

Zero Fee Credit Card Processing
process credit card without fees

Advantages of Zero Fee Credit Card Processing?

Zero fee credit card processing offers a range of benefits for businesses looking to streamline their payment operations and maximize profits.

  1. Cost Savings: Zero fee credit card processing eliminates traditional processing fees, boosting earnings and enhancing profitability.
  2. Streamlined Operations: Opting for zero fee processing simplifies payment processes, reducing administrative overhead through automation and integration.
  3. Increased Profitability: Businesses maintain consistent profit margins with zero fee processing, maximizing profits for growth initiatives.
  4. Compliance and Flexibility: Solutions adhere to card network guidelines, offering flexibility to adapt to market dynamics while ensuring compliance.
  5. Enhanced Customer Experience: With no additional fees, businesses improve the customer experience, attracting more customers and increasing revenue.


Overall, zero fee credit card processing offers a range of advantages for businesses, including cost savings, streamlined operations, increased profitability, compliance, flexibility, enhanced customer experience, and competitive advantage. By leveraging these benefits, businesses can optimize their payment processes and achieve long-term success in the marketplace.

Who Uses Sprovia?

  • Pest Control
  • Fishing/Hunting
  • Landscape Services
  • Lawn Care Services
  • Consultants
  • Marketing/Advertising
  • Non-Profit Organizations
  • Fine Dining
  • Retail Sales
  • Technology Services
  • AC & Heating
  • Construction
  • Contractors
  • Equipment Rental
  • Plumbing
  • Remodeling
  • Repair/Maintenance
  • Child Care Services
  • Accountants
  • Pawn Brokers
  • Tobacco & Cigar
  • Tax Preparation
  • Bakery
  • Grocery Stores
  • Convenience Stores
  • Restaurants/Bars
  • Truck Stops
  • Athletic Trainers
  • Chiropractic Offices
  • Dental Offices
  • Optometrists
  • Car Wash
  • Auto Parts/Sales
  • Antiques & Collectibles
  • Apparel & Clothing
  • Cannabis Plant
  • Catering
  • CBD Oil & CBD Products
  • Continuity / Subscription Products
  • Credit Monitoring
  • Travel & Timeshare
  • Credit Repair
  • Debt Collection
  • Digital Streaming
  • Document Preparation
  • Events
  • Fantasy Sports
  • Firearms & Ammunition
  • Furniture & Home Furnishings
  • Glassware
  • Gyms, Fitness & Yoga
  • Health & Beauty
  • Hotels & Lodging
  • Insurance / Warranty
  • Legal Services
  • Magazine Subscriptions
  • Marijuana
  • Martial Arts
  • Medical Billing & Coding
  • Medical Supplies
  • Vape / e-Cig / eJuice
  • Veterinarians
  • Membership & Recurring Billing
  • MLM Companies
  • Non-Profit
  • Nutraceuticals
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Pro Sports & Athletic Fields
  • Property Management
  • SaaS Companies
  • Seminars & Coaching
  • Sports Betting
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Telemedicine
  • Ticket Agencies & Brokers
  • Transportation & Moving
  • Web Design & Development
  • Wedding Planning Services
  • Pet Grooming
  • and many more

* Some business types or models may not be compatible with the Sprovia Processing Program. Minimum volume requirements could be applicable

high risk merchant accounts processing

Schedule a Call with a Sprovia Representative

If you want to find out more or simply have any questions, don't hesitate to fill out the form below. We'll be sure to give you a call!

Sprovia is a div. of Kenpco Enterpises Inc.
7345 W. Sand Lake Rd., Suite 202 – Orlando, FL 32819