sprovia logo

Zero Fee Credit Card Processing Solutions

At Sprovia, we're revolutionizing credit card processing. Say goodbye to fees and hello to increased profits with our Zero Fee solutions. Join thousands of satisfied merchants and start saving today!

Not all Merchants qualify for this program or Industry Minimum Pricing applies.
The cheapest merchant services:
american express
apple pay
google pay

How does Zero Fee Credit Card Processing Work?

Our Zero Fee Credit Card Processing works seamlessly to revolutionize your payment operations:

  1. Integrated Pricing Structure: Incorporate card processing costs into your pricing strategy effortlessly, ensuring consistent profit margins for every transaction.

  2. Automated Fee Identification: Our cutting-edge technology automatically identifies and isolates processing fees within transaction prices, applying them to your processing costs.

  3. Maximize Savings: Offset up to 100% of processing fees, eliminating the uncertainty of fluctuating monthly statements while adhering to card network guidelines.

  4. Fully Automated Integration: Our program seamlessly syncs with your POS system, automating all tasks. This reduces manual work, allowing you to focus on growing your business.

Experience streamlined operations, boosted profitability, and effortless control of your processing fees with our Cash Discount Program.

high risk merchant accounts processing

How Much Money Can You Save?

Savings Calculator

Savings Calculator

Cash Discounting for Credit Card Fees
Cash Discounts & Credit Card Processing Fees

Discover the Benefits of Zero Fee Credit Card Processing

In today’s competitive business landscape, every penny counts. Traditional credit card processing methods come with significant fees that eat into profit margins. But with Sprovia’s zero fee credit card processing, businesses can bid farewell to these fees and unlock new levels of profitability.

  • Cost Savings: Eliminate processing fees and retain more of your earnings, boosting your bottom line and fueling business growth.*

  • Streamlined Operations: Simplify payment processing with our seamless integration and automated solutions, reducing manual work and increasing efficiency.

  • Increased Profitability: Maximize your profits by offsetting processing fees and maintaining consistent profit margins for every transaction.

  • Compliance and Flexibility: Adhere to card network guidelines while enjoying the flexibility of our zero fee processing solutions, compliant in all 50 states.

The flat rate cash discount program has evolved from The Durbin Amendment. The Durbin Amendment is Section 920 in the Dodd-Frank Wall Street Reform and Consumer Act, which is part of the broader Financial Regulation Reform and Consumer Act passed by the Senate in May 2010. Cash discount programs are legal in all states since the Durbin amendment was passed as part of the Dodd-Frank bill in 2010.

Why Sprovia Credit Card Processing?

Retail Businesses

Unlock your full earnings potential with our cash discount program. Keep every cent you earn by bidding goodbye to processing fees

Service-Based Businesses

Stay agile and client-focused with fee-free payment processing, whether you're on the move or in the office

eCommerce Businesses

Seamlessly integrate with major eCommerce platforms and watch your savings grow with our fee-free processing solution

High-Risk Businesses

Gain stability and flexibility without reserves or multiple MID's, ensuring smooth transactions within the U.S.

Small Businesses

Reinvest more profits back into your business for growth and expansion, free from the weight of processing fees

All Businesses

Experience freedom to maximize profits and streamline operations with our cash discount program, regardless of your industry or size

Who Uses Sprovia?

  • Pest Control
  • Fishing/Hunting
  • Landscape Services
  • Lawn Care Services
  • Consultants
  • Marketing/Advertising
  • Non-Profit Organizations
  • Fine Dining
  • Retail Sales
  • Technology Services
  • AC & Heating
  • Construction
  • Contractors
  • Equipment Rental
  • Plumbing
  • Remodeling
  • Repair/Maintenance
  • Child Care Services
  • Accountants
  • Pawn Brokers
  • Tobacco & Cigar
  • Tax Preparation
  • Bakery
  • Grocery Stores
  • Convenience Stores
  • Restaurants/Bars
  • Truck Stops
  • Athletic Trainers
  • Chiropractic Offices
  • Dental Offices
  • Optometrists
  • Car Wash
  • Auto Parts/Sales
  • Antiques & Collectibles
  • Apparel & Clothing
  • Cannabis Plant
  • Catering
  • CBD Oil & CBD Products
  • Continuity / Subscription Products
  • Credit Monitoring
  • Travel & Timeshare
  • Credit Repair
  • Debt Collection
  • Digital Streaming
  • Document Preparation
  • Events
  • Fantasy Sports
  • Firearms & Ammunition
  • Furniture & Home Furnishings
  • Glassware
  • Gyms, Fitness & Yoga
  • Health & Beauty
  • Hotels & Lodging
  • Insurance / Warranty
  • Legal Services
  • Magazine Subscriptions
  • Marijuana
  • Martial Arts
  • Medical Billing & Coding
  • Medical Supplies
  • Vape / e-Cig / eJuice
  • Veterinarians
  • Membership & Recurring Billing
  • MLM Companies
  • Non-Profit
  • Nutraceuticals
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Pro Sports & Athletic Fields
  • Property Management
  • SaaS Companies
  • Seminars & Coaching
  • Sports Betting
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Telemedicine
  • Ticket Agencies & Brokers
  • Transportation & Moving
  • Web Design & Development
  • Wedding Planning Services
  • Pet Grooming
  • and many more

* Some business types or models may not be compatible with the Sprovia Processing Program. Minimum volume requirements could be applicable

high risk merchant accounts processing

Schedule a Call with a Sprovia Representative

If you want to find out more or simply have any questions, don't hesitate to fill out the form below. We'll be sure to give you a call!

Sprovia is a div. of Kenpco Enterpises Inc.
7345 W. Sand Lake Rd., Suite 202 – Orlando, FL 32819